Auto Repair Financing | APA Total Car Care

Flexible Ways To Pay After Repair

We know life is busy. Between work, school runs, and bills, a surprise repair can throw off your whole week. That's why we make paying easy.

90-day interest-free options 

Application Only Takes a Few Minutes

Financing is available for qualified customers. Approval, terms, and promotional offers are handled by EasyPay and Synchrony.


Frequently Asked Questions

  • Do you offer financing for auto repairs?

    Yes. APA Total Car Care offers financing options for qualified customers through EasyPay and Synchrony. These options can help make unexpected repairs easier to manage, especially when your vehicle needs work sooner than expected. Ask our team about available payment choices when you receive your repair estimate.


  • Will I know the cost before I apply for financing?

    Yes. You will receive an upfront estimate before repair work begins. Our team will explain what your vehicle needs, what the repair includes, and what the estimated cost is. This helps you review your payment options with a clear number in mind before approving the work.


  • What if I cannot pay for the full repair all at once?

    That is exactly why flexible payment options can help. If your repair cost is higher than expected, financing may allow you to move forward with needed work while paying over time. Approval and terms depend on the financing provider, but our team can point you toward EasyPay or Synchrony so you can review your options.


  • Do I have to fix everything right away?

    No. Not every repair has the same urgency. We will help you understand what should be handled now, what affects safety or reliability, and what can be planned for later. This gives you a practical repair plan instead of feeling pressured to approve everything at once.


  • What does 90-day interest-free mean?

    Qualified customers may be eligible for 90-day interest-free options. This can be helpful for repairs that need attention now but were not part of your monthly budget. Specific approval requirements, payment terms, and promotional details are handled by the financing provider, so be sure to review the terms before choosing an option.


  • Can financing be used for major repairs and maintenance?

    Yes. Financing may be available for many types of auto repair and maintenance services, depending on approval. This may include brake repair, suspension work, tires, diagnostics, scheduled maintenance, and other needed services. Our goal is to help you get clear information, understand your priorities, and choose the payment option that fits your situation.